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Entrez les termes que vous recherchez. Tokio Marine HCC – Chat tokio offers a variety of travel medical insurance policies designed to fit your specific travel situation.

2017, you will no longer be able to purchase an HCC Life Short Term Medical policy. Customizable travel medical insurance for single trips. Annual coverage with one easy payment for multiple trips. Atlas Travel for groups of 5 or more. International student insurance with a customized payment plan.

Tokio Marine HCC Medical Insurance Services Group. A member of the Tokio Marine HCC group of companies. Want to chat up a chap? Men favour a direct, no-nonsense approach when being chatted up by women, according to research with lines such as ‘fancy dinner’ helping to avoid confusion.

Forget shy smiles and pointed small talk  –  the way to a man’s heart is by giving him no room to misunderstand your intentions. Men favour a direct, no-nonsense approach when being chatted up by women, according to research. A study found that simple lines, such as ‘Fancy dinner? Can I give you my number?

The researchers, from Bucknell University in Pennsylvania, said that men find it hard to ‘read’ hints, even if they are accompanied by flirty body language. The scientists asked a group of women for their top chat-up lines. They took the 50 most common answers and asked 70 men and women how well they thought they would work. Men found a direct approach, such as an invitation to dinner or the cinema, the most appealing. Exchanges of phone numbers scored next best with the male volunteers, followed by indirect invitations, including ‘Do you have plans later?

What are you up to tonight? The women also rated the direct approach the most highly  –  but were also impressed with those lines which were designed to pin down common interests. Supposedly humorous lines, such as ‘Your shirt matches my bedspread  –  you belong in my bed’, fared poorly, the journal Personality and Individual Differences reported. But absolutely bottom of the pack were smiles and openers such as ‘You look familiar. Have I met you before?

Psychologist Dr Joel Wade said: ‘The direct indication of a possible date as well as the hint of a possible date gives the man a clear signal  –  instead of sending mixed non-verbal signals that the man must decipher. He added that straightforward suggestions removed any ‘uncertainty regarding the outcome of the interaction’. However, any woman looking for long-term love might want to think twice about offering her phone number to strange men  –  because they might view her as more interested in a fling. Surprisingly, for men looking to chat up women, talking about the weather seems to be a surefire hit. An earlier study found that the line ‘It’s hot today, isn’t it?

It’s the best weather when you’re training for a marathon’, is the perfect way for a man to show off his intelligence and athletic prowess. The worst line for men was ‘I was wondering if you had space in your bag for my Mercedes keys? But the student currently lives in a small mobile trailer with his three siblings. E in St James’s Hospital in Leeds, West Yorkshire, with a spinal fracture. Shared secrets: Paul Burrell and Diana in 1994.

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